What you have to know about skin cancer and life insurance!

Skin cancer or melanoma is a form of epidermal cancer that originates in the pigment-producing cells. These cells become abnormal by growing uncontrollably and occupy other neighboring tissues.

Even though melanoma is less frequent than other skin cancers it is actually the worst. Skin cancer is the most common form of cancer in the United States with skin cancertens of thousands of diagnoses and thousands of deaths among men and women.

Fortunately, melanoma can be cured if detected and treated in the early stages when it is located just at the level of the skin. When reaching advanced stages, it can spread or metastasize through the blood or through the lymph to other organs or bones. In these cases the cure is less probable.

There are three common types of skin cancer. If the disease is discovered early it can be cured in most cases. Malignant melanoma is a form of skin cancer with the highest mortality because it can spread rapidly to other parts of the body through the blood and lymph. The 5-year survival rate is 90% if early detection of melanoma is made.

The discovery in advanced stages will be very difficult to be cured. Women have a 5-year survival rate better than men. Skin cancer can be treated by radiotherapy, surgery, chemotherapy and biological therapy.

The treatment depends on the size, type, depth and location of the tumor. If you are diagnosed with skin cancer or you are just afraid of developing this disease, please consider buying an over 50 life insurance in order to assure your family members’ financial status.

The overall incidence of skin cancer has doubled in the last 20 years. One of the factors that led to the doubling of the incidence are the working environments: people who worked in open-air were constantly exposed to solar radiation so that their skin was more used to ultraviolet rays.

Now, people are spending very little time in the sun and when they do it they generally expose themselves too much and get sun-burnt. This fact increases the risk of developing skin cancer. Another reason is that Earth is more exposed to radiation due to the depletion of the ozone layer in the atmosphere.

The type of skin cancer one has will determine your rate for life insurance.Visit our website in order to get your life insurance online by filling out quotes forms. Start comparing premium rates from various insurance providers across the market!