Category: Insurance

Can No Medical Exam Life Insurance Protect Your Family?

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No medical exam life insurance can provide enough financial for your family. Many clients doubt that this policy is reliable. In truth, purchasing life insurance without taking a medical examination first is not uncommon and it is perfectly safe. Why is life insurance important? When you buy coverage, the agency guarantees a death benefit which will be paid after you pass away, to your beneficiaries. You are free to name whomever as a beneficiary, but

Posted in Finance, Home and Family, Insurance

Can a No Medical Exam Life Insurance Help You Save Money for College?

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It is normal to think about the education of your children. We all want to support our kids and help them succeed in life.  Financial safety is another primary concern and it is related to education, since high quality education costs a lot.  Saving money for college is a common practice nowadays and since the child is very young, the parents start saving money for a college fund. A no medical exam life insurance can

Posted in Education, Finance, Insurance

Life Insurance Without Medical Exams: 3 Important Advantages!

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 Life insurance without medical exams is a type of contract that provides coverage for seniors or those with disabilities or illnesses.  There are many benefits of having no exam protection, but we will mention 3 important advantages: 1)      You can obtain it with ease. Standard policies require extensive paperwork and many documents to be brought and analyzed by the insurance company. All the steps of a normal underwriting procedure can be quite frustrating and stressful.

Posted in Finance, Insurance

Life Insurance Can Provide Income During Retirement

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We all want to have a peaceful retirement, with no worries, deadline or stress for finding sufficient funds. But this new lifestyle is available for you only if you have enough money saved, otherwise you will struggle for every penny. A 50 life insurance policy can provide income during retirement and alleviate some expenses. Life insurance retirement plans are your best option and if you save enough money, you will be satisfied more by the

Posted in Finance, Insurance

Top 5 Most Useful Life Insurance Riders

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Riders are additional benefits that can be purchased and added to a basic life insurance policy. No matter if you purchase regular or no medical exam life insurance, these are the top 5 most useful life insurance riders: 1)     Accidental Death and Dismemberment Rider. This rider is essential if you are working in hazardous environments and it is usually included in any life or health insurance plan offered by your employer. If you were not

Posted in Insurance

Having Symptoms Of Heart Diseases? Purchase Life Insurance Over 50 And Secure Your Loved Ones!

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If signs of heart disease appear rush to the doctor and after that, go to an insurance agency to purchase a life insurance policy. If you are the only providers in the household, your death may leave your family with little to no financial protection. Purchasing life insurance for over 50 years old people is very important especially if your health is starting to deteriorate. Underwriting people with health disorders Agencies will underwrite people with

Posted in Health and Fitness, Insurance

3 Tips On How To Effectively Compare Online Life Insurance Quotes

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Comparing online quotes is the best way to buy life insurance for family and loved ones. Quotes can provide useful information concerning the price range of different types of life coverage. Comparing offers will ultimately lead you to finding the cheapest life insurance policy on the market. Here are 3 tips on how to compare quotes and find the cheapest plan available! 1.       Find a reliable insurance broking website The first thing you should do

Posted in Insurance

Prostate Cancer And Term Life Insurance!

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Former prostate cancer patients are eligible for term life coverage. However, finding an affordable policy can be difficult. But, by comparing term life insurance quotes with the help of a professional insurance agent and by keeping informed, you can find a good plan that will provide the financial security your family needs. Prostate cancer and the underwriting process Agencies determine the cost of your policy during a process called underwriting. Many factors are taken into account, but

Posted in Health and Fitness, Insurance

Life Insurance For People Suffering Of Obesity!

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Millions of Americans are overweight or obese and are exposed to health risks. Obesity plays an important role in determining your life insurance premiums and keeping a normal height/weight ratio is essential if you want to get cheap coverage. Obese people are not automatically disqualified from life coverage, but they will have to pay more for their policies! How do insurance agencies define obesity? Insurance agencies use the Body Mass Index (BMI) to determine your

Posted in Health and Fitness, Insurance

What you have to know about skin cancer and life insurance!

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Skin cancer or melanoma is a form of epidermal cancer that originates in the pigment-producing cells. These cells become abnormal by growing uncontrollably and occupy other neighboring tissues. Even though melanoma is less frequent than other skin cancers it is actually the worst. Skin cancer is the most common form of cancer in the United States with tens of thousands of diagnoses and thousands of deaths among men and women. Fortunately, melanoma can be cured

Posted in Health and Fitness, Insurance